Terms of Service

Terms of Service

The terms for using the TEMS RECO website and services.

Effective date: 25 August 2026 · Last updated: 25 August 2026

1. Introduction

These Terms of Service ("Terms") govern your access to and use of https://temsreco.com (the "Website"), operated by TECAD TECHNOLOGIES LIMITED ("TEMS RECO", "we", "us" or "our").

The Website may provide information concerning solar energy systems, energy solutions, products, installation services, maintenance services, customer applications and related offerings.

By accessing or using the Website, you agree to these Terms.

2. Important notice regarding products and financing

TEMS RECO may provide or facilitate access to solar and energy-related products and services.

Where financing, instalment payment, Buy-Now-Pay-Later ("BNPL") or other credit arrangements are offered or facilitated through the Website, the financing arrangement may be provided by Kredi Microfinance Bank Limited ("Kredi") or another authorised financing partner.

TEMS RECO and the financing provider may be separate contracting parties.

Any financing arrangement shall be governed by the applicable financing agreement and the terms issued by the relevant financing provider.

Nothing on this Website alone constitutes a promise by TEMS RECO or any financing partner to approve financing.

3. Website information

The Website provides general information concerning:

  • Solar energy systems
  • Energy products
  • Installation and related services
  • Maintenance and after-sales services
  • Customer applications
  • Financing options where available
  • Other energy solutions offered by TEMS RECO

Product specifications, prices, availability, system capacity, installation requirements and other information may change.

A specific customer transaction will be governed by the applicable quotation, order, service agreement, installation agreement, financing agreement or other contractual document.

4. Customer eligibility

Where a customer applies for products, services or financing, the customer must provide accurate and complete information.

TEMS RECO and/or its financing partner may require additional documentation to assess eligibility, including information relating to the customer's identity, location, property, energy requirements, payment capacity or other relevant matters.

Providing false, incomplete or misleading information may result in rejection, suspension or cancellation of an application, subject to applicable law.

5. Solar system assessment

Any indication of system size, expected output, savings, performance or energy requirements provided through the Website is indicative unless expressly confirmed following an appropriate technical assessment.

Actual performance may depend on factors including:

  • Location
  • Solar irradiation
  • Equipment configuration
  • Energy consumption
  • Installation conditions
  • Weather
  • Equipment maintenance
  • Battery usage
  • Customer behaviour
  • Other technical factors

A final technical specification should be confirmed through the applicable quotation, site assessment or engineering documentation.

6. Orders and service agreements

Submitting an enquiry or application through the Website does not automatically create a contract.

A binding transaction shall arise only when TEMS RECO accepts the customer's order/application and the relevant contractual requirements have been satisfied.

Separate documentation may include:

  • Quotation
  • Purchase order
  • Installation agreement
  • Equipment warranty
  • Maintenance agreement
  • Customer service agreement
  • Financing/BNPL agreement

7. Financing and BNPL

Where the Website provides access to financing or BNPL:

  • Financing is subject to the eligibility requirements of the relevant financing provider
  • TEMS RECO does not guarantee financing approval unless expressly agreed in writing
  • The financing provider may conduct applicable credit, identity and affordability assessments
  • Customers must review the financing agreement before accepting financing
  • Interest, fees, charges, repayment periods and other financing terms shall be governed by the applicable financing documentation
  • Financing terms may differ from the terms governing the purchase or installation of the solar system

Where Kredi is the financing provider, the customer should carefully review the applicable TEMS RECO–Kredi customer financing/BNPL documentation before entering into the transaction.

Nothing in these Website Terms constitutes independent financial advice or a guarantee of financing approval.

8. Payments

Where payments are made through the Website or a linked payment platform, payments may be processed by a third-party payment provider.

TEMS RECO shall not ordinarily have access to full payment-card credentials where those credentials are processed directly by a third-party payment provider.

Applicable payment, refund and transaction terms shall be communicated to customers before or during the relevant transaction.

9. Installation

Where TEMS RECO provides installation services, installation shall be subject to the applicable installation agreement and technical requirements.

The customer must provide reasonable access to the relevant premises and cooperate with site assessments and installation requirements.

Additional works required because of site conditions may be subject to additional charges where disclosed and agreed in accordance with the applicable contract.

10. Product warranties

Equipment supplied by TEMS RECO may be subject to manufacturer warranties and/or warranties provided by TEMS RECO.

The applicable warranty period, exclusions and claims procedure shall be contained in the relevant warranty documentation or customer agreement.

Nothing in these Terms is intended to exclude any mandatory statutory warranty or consumer right.

11. Customer responsibilities

Customers must:

  • Provide accurate information
  • Use equipment in accordance with applicable instructions
  • Avoid unauthorised modification of installed equipment
  • Permit reasonable access for agreed maintenance or warranty services
  • Promptly report material faults
  • Comply with applicable safety instructions

12. Intellectual property

All intellectual property appearing on the Website belongs to TEMS RECO, its affiliates or relevant licensors unless otherwise indicated.

This includes trademarks, logos, photographs, designs, written content, graphics, videos, software and other materials.

No intellectual-property rights are transferred to a Website user merely by accessing the Website.

13. Personal data

TEMS RECO may collect and process personal data in connection with:

  • Website enquiries
  • Customer applications
  • Site assessments
  • Installation services
  • Customer support
  • Payments
  • Financing/BNPL applications
  • Related business activities

Such processing shall be undertaken in accordance with applicable Nigerian data-protection law, including the Nigeria Data Protection Act 2023.

Where a financing provider or other third party independently processes customer data, that party may also have its own privacy policy and legal obligations.

Customers should read the TEMS RECO Privacy Policy and any applicable third-party privacy notice before submitting personal information.

14. Data sharing with financing partners

Where a customer applies for financing or BNPL through the Website, TEMS RECO may need to share relevant customer information with the applicable financing provider for purposes including:

  • Identity verification
  • Credit assessment
  • Eligibility assessment
  • Financing documentation
  • Account administration
  • Repayment administration
  • Fraud prevention
  • Regulatory compliance

The precise categories of data, lawful basis and applicable sharing arrangements shall be disclosed in the relevant Privacy Policy, consent notice and financing documentation.

15. Cookies and analytics

The Website may use cookies and similar technologies for functionality, security, analytics, customer experience and other purposes.

Where consent is legally required, an appropriate consent mechanism shall be provided.

16. Third-party services

The Website may connect users to third-party providers, including:

  • Financing institutions
  • Payment processors
  • Communication platforms
  • Analytics providers
  • Cloud service providers
  • Mapping services
  • Other technology or service providers

The terms governing the third-party service may apply separately.

TEMS RECO does not assume responsibility for matters exclusively within the control of an independent third party, except where liability is imposed by applicable law.

17. Consumer protection

TEMS RECO is committed to providing consumers with information that is clear, accurate and not misleading.

Nothing in these Terms is intended to:

  • Exclude mandatory consumer rights
  • Permit deceptive or misleading representations
  • Unlawfully restrict a customer's statutory remedies
  • Impose a term prohibited by applicable consumer-protection law

18. Refunds, cancellations and returns

Refunds, cancellations, returns and related matters shall be governed by the relevant customer agreement and applicable law.

Where a statutory right of cancellation, return or refund applies, these Terms shall not be interpreted as removing that right.

19. Website availability

We may modify, suspend or discontinue Website functionality for operational, technical, security or maintenance reasons.

We do not guarantee uninterrupted Website availability.

20. Disclaimer

Information on the Website is provided for general information and should not be treated as a substitute for a technical site assessment, contractual documentation or professional advice.

In particular, projected energy savings, system output, financial savings or performance figures should not be treated as guaranteed results unless expressly guaranteed in a separate written agreement.

21. Limitation of liability

To the extent permitted by law, TEMS RECO shall not be liable for losses arising solely from:

  • Website downtime
  • Reliance on general Website information
  • Third-party platform failures
  • Events beyond reasonable control
  • Unauthorised use of the Website

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

22. Force majeure

TEMS RECO shall not be responsible for delay or failure caused by circumstances beyond its reasonable control, including natural disasters, governmental action, telecommunications failures, infrastructure failures, cyber incidents, industrial disputes or similar events.

23. Changes to these Terms

TEMS RECO may amend these Terms from time to time.

The updated version will be published on the Website with a revised effective or update date.

Where an amendment materially affects an existing customer transaction, the applicable existing contract shall continue to govern that transaction unless otherwise permitted by law or agreed between the parties.

24. Governing law

These Terms shall be governed by the laws of the Federal Republic of Nigeria.

25. Dispute resolution

Any dispute relating to use of the Website should first be referred to TEMS RECO for amicable resolution.

Where the dispute concerns a specific product, installation, financing or BNPL transaction, the dispute-resolution provisions of the applicable customer agreement shall apply.

Nothing prevents a consumer from exercising any statutory right to approach a competent regulatory authority or tribunal.

26. Severability

If any provision is held to be invalid or unenforceable, the remaining provisions shall continue in effect.

27. Entire agreement

These Terms govern use of the Website.

They do not replace or supersede a separate:

  • Purchase agreement
  • Installation agreement
  • Warranty
  • Maintenance agreement
  • Financing agreement
  • BNPL agreement
  • Other written contract

Where such a contract exists, its provisions shall govern the relevant transaction.

28. Contact

TECAD TECHNOLOGIES LIMITED

Address: MHQ Lagos, Block 94 Plot 5, The Providence Street, Lekki phase 1, Eti-Osa

Email: legal@tecadenergies.com.ng

Telephone: +234 916 649 0713