Privacy Policy
Effective date: 25 August 2026 · Last updated: 25 August 2026
This Privacy Policy explains how TECAD TECHNOLOGY LIMITED ("TEMS RECO", "we", "us" or "our") processes personal data obtained through https://temsreco.com and related digital interactions.
Because TEMS RECO may provide solar-energy products, installation services and access to customer financing/BNPL arrangements, this Policy addresses the additional data processing that may arise from customer applications and financing requests.
We process personal data in accordance with applicable Nigerian data-protection law, including the Nigeria Data Protection Act 2023.
Data Controller:
TECAD TECHNOLOGIES LIMITED — MHQ Lagos, Block 94 Plot 5, The Providence Street, Lekki phase 1, Eti-Osa — RN: 8221105 — Email: technology@tecadenergy.com.ng
Where another organisation independently determines the purposes and means of processing, that organisation may act as a separate data controller.
Depending on the service you request, we may collect:
Where you apply for financing or BNPL, relevant information may be collected or shared, subject to applicable law and the financing provider's requirements.
This may include information necessary for:
Important: Where the financing provider collects information directly from you, the financing provider may act as an independent data controller in respect of that processing.
We may collect:
We may obtain personal data:
We may process personal data for:
Depending on the processing activity, we may rely on:
Where consent is the lawful basis, you may withdraw consent subject to applicable legal and contractual limitations.
Withdrawal of consent does not invalidate processing lawfully conducted before withdrawal.
Where TEMS RECO facilitates a financing or BNPL application, personal data may need to be shared with the relevant financing provider.
This may include information necessary for:
The financing provider may have its own privacy policy and may process personal data as an independent data controller.
Where Kredi Microfinance Bank Limited ("Kredi") is the applicable financing provider, the customer should review Kredi's privacy documentation and the applicable financing/BNPL agreement in addition to this Policy.
Where a financing provider uses automated systems, scoring systems or other technology to assess eligibility or creditworthiness, that processing may be governed by the financing provider's own policies and legal obligations.
TEMS RECO does not represent that it makes financing decisions unless expressly stated in the relevant financing documentation.
Where applicable law gives you rights concerning automated decision-making, information about those rights will be provided through the relevant controller's privacy notice.
Where payments are made electronically, payment processing may be performed by an independent payment provider.
Payment providers may process payment information in accordance with their own terms and privacy policies.
TEMS RECO will not knowingly request complete payment-card credentials through insecure channels.
We may disclose personal data to:
We will seek to limit disclosure to information reasonably necessary for the relevant purpose.
Where third-party service providers process personal data on behalf of TEMS RECO, we will seek to ensure that appropriate contractual and security arrangements are in place.
These providers may include:
Some technology and service providers may process personal data outside Nigeria.
Where such transfers occur, TEMS RECO will take appropriate steps to comply with applicable requirements concerning international transfers and data security.
The Website may use:
Where consent is required, you will be given an appropriate choice mechanism.
Our Cookie Policy will provide additional information concerning the technologies used.
We retain personal data only for as long as reasonably necessary for the purposes for which it was collected, including:
Different categories of data may have different retention periods.
When data is no longer required, it will be securely deleted, destroyed or anonymised where appropriate.
TEMS RECO will implement reasonable technical and organisational measures designed to protect personal data against unauthorised access, loss, destruction, alteration, disclosure or misuse.
Access to personal data will be restricted to authorised persons who require access for legitimate business purposes.
Subject to applicable law, you may have the right to:
Where your personal data has been provided directly to a financing provider or is processed by that provider as an independent controller, requests concerning that provider's processing may need to be directed to the financing provider.
For processing undertaken by TEMS RECO, requests should be directed to our Privacy/Data Protection Contact.
The Website is not intended to knowingly collect children's personal data except where permitted by law and appropriate safeguards are implemented.
TEMS RECO maintains procedures for identifying, investigating, containing and responding to suspected or confirmed personal-data breaches.
Where applicable law requires notification to the regulator and/or affected data subjects, appropriate notifications will be made.
The Website may contain links to third-party websites, including financing, payment or communication platforms.
Those websites operate under their own privacy policies.
TEMS RECO is not responsible for independent third-party privacy practices except to the extent required by law.
Where legally permitted, TEMS RECO may send information concerning:
Where consent is required, we will obtain it.
You may opt out of marketing communications at any time.
We may update this Privacy Policy periodically.
The latest version will be published on the Website.
Where changes materially affect processing, we will take reasonable steps to notify affected persons where appropriate.
If you have a concern regarding our processing of your personal data, please contact us first.
We will investigate the complaint and seek to resolve it appropriately.
You may also have the right to complain to the Nigeria Data Protection Commission.
TECAD TECHNOLOGIES LIMITED
Address: MHQ Lagos, Block 94 Plot 5, The Providence Street, Lekki phase 1, Eti-Osa
Email: legal@tecadenergies.com.ng
Telephone: +234 916 649 0713
Website: https://temsreco.com